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Making the claim

It would be good if life was always fair. Well, it would be better if life was always generous to you, but that would be asking the impossible. The best you can hope for is that people and companies treat you honestly and fairly. As an example, you would imagine insurance companies would be more [...]

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Homeowners insurance and the standard policy

Although there can be differences between the way the actuaries calculate your risk profile, the attorneys tend to flock together when it comes to writing down a policy. There are differences but these tend to be in the detail. To make progress, all you need do is assume the wording of the policy will never [...]

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Older people should be ebcouraged about getting life insurance

For some people the idea of life insurance may seem a young people’s priority. Young people often need more stability and protection, and having plenty of years before make it easier to pay into a fund. that fund is going to grow in size too, with salaries and pay checks increasing the premium isn’t too [...]

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Home insurance and the local fire department

Sometimes you can look at a rural property and fall in love with it. There can be a beautiful stream burbling through a valley with a small stand of trees and a white picket fence – all the elements artists draw into the dream home. Although exurbs are not as picturesque, they can also be [...]

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